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Update for Our ACE Medigap G Clients
Annual Election Period Oct 15 - Dec 7, 2024
Dear Valued Client & Friend,
I hope this letter finds you and your loved ones in the best of health and spirits. As you are enrolled in the ACE Medigap Plan G, I wanted to personally reach out to you. You might be aware, Plan G offers the highest level of coverage available in America, providing you with the freedom to see any doctor, never worry about copays beyond the small Part B annual deductible, and never face the hassle of pre-authorization requirements.
Premium Increases: I understand that you may have noticed an increase in your premiums recently. This isn't unique to healthcare in America; inflation over the past few years has significantly impacted healthcare costs. Coupled with this, the healthcare system is also dealing with a surge in elective procedures that were postponed during the height of the global health crisis. This "double whammy" effect has led to increased premiums across all Medigap plans. Fortunately, ACE had some of the lowest increases in the country so we’re happy to see strong rate controls with your plan. I would certainly recommend staying put as you have amazing healthcare with your plan. You need not do anything as your plan will auto-renew.
Considering a Change? While I recommend staying on your current plan because there are no better healthcare benefits on the market, you may be considering a Medicare Advantage plan with lower premiums. While these options have lower premium, please be aware that they will introduce network restrictions, copays for virtually all services, pre-authorization headaches and more. It is a LOWER LEVEL of healthcare. Plus these plans are under pressure as Medicare is cutting funding to them for 3 consecutive years so they will continue to get worse over time. But if you still want this type of plan, I request you to work directly with me to ensure you keep my expertise and support, as choosing to work with another provider would mean losing my personalized service. Plus I have every plan in NC. But again, I do recommend you keep your Medigap Plan G.
Part D: The Medicare Part D system is going through the biggest changes in years so reviewing your Part D plan is very important. Please go to my website at www.yourmedicareexperts.com/drugs and see how you can do a review yourself or download the form for us to do the review for you. Also be sure to read the last 2 links on that page as it explains all the big changes being implemented by Medicare regarding Part D benefits for 2025.
Personal Note: On a personal note, I recently lost my beloved mother to Alzheimer's. Your support through those challenging times has been invaluable. It taught me profound lessons in love, care, and resilience. Thank you for being part of my journey; your kindness allowed me cherished extra time with Mom. To see my update about my mother you can click here.
Support and Referrals: Lastly, your loyalty and support over the years have been the cornerstone of our agency's success. If you know anyone who could benefit from our services, please refer them to us. Your trust in our agency to guide you through your healthcare needs has always been, and will continue to be, deeply appreciated.
Thank you once again for your continued trust and support.
Warm regards,
Eric Schofield